Anthony Metcalf claims that Martin Harris told him, during an interview, that the Kirtland bank "was a swindle."
Anthony Metcalf, Ten Years before the Mast. Shipwrecks and Adventures at Sea. Religious Customs of the People of India and Burmah’s Empire. How I Became a Mormon and Why I Became an Infidel (Malad City, Idaho: n.p., 1888), 72, M209 M588t, Church History Library
Harris further stated that in the Kirtland Bank was a swindle, and he would have nothing to do with it. About that time Harris began to lost confidence in Joe Smith, as a man of truth, honor and principle, yet he believed him to be a prophet of God. I asked him how he could reconcile such conduct with what should be the conduct of a prophet of God. He then showed me what the prophet Isaiah had said: "That God would chose the base things of this life to bring to note things that are," and claimed that that prophecy had been fulfilled in Joe Smith.