Max H. Parkin argues that "there can be no doubt" that Joseph encouraged Church members to have confidence in the Kirtland Bank.
Max H. Parkin, "The Nature and Cause of Internal and External Conflict of the Mormons in Ohio Between 1830 and 1838" (M.A. Thesis; Brigham Young University, May, 1966), 300
There can be no doubt that the Prophet and others encouraged the Saints to have confidence in the bank. Sidney Rigdon considered the Saints who refused to accept the bank currency as "covenant breakers," who by refusing "Kirtland Currency which was their temporal salvation" had put strength into the hands of their enemies. On the same occasion, (April 9th) Joseph added that those "who had turned traitors, [and] opposed the currency and consequently the prosperity of Kirtland," would be severely dealt with by the Lord.