Writing in November 1880, Joseph Young informs Lewis Harvey that the Kirtland Bank is a stumbling block for Church members.
Joseph Young, Letter to Lewis Harvey, November 18, 1880, MS 2304, Church History Library
The prophet had conceived a plan of instituting a Bank, with a view of relieving their financial embarrassments which all the saints believed, that it met with the approval and favor of God. This was a stumbling block as it turned out . . . .