. . . Joseph Smith and Sidney Rigdon were forced to leave Kirtland on account of their starting of the Kirtland Bank. My father opposed it. He said it would not be legal as they had no charter. He did not wish to have anything to do with it, but Joseph Smith thought differently and persuaded Father to sign bills as president and Joseph signed them as cashier. They gave their notes for the bills; the bills came back to the bank faster than silver could be gotten to redeem them with. And the bank went down.