William McLellin recalls the establishment of the Kirtland Bank; argues that Church leaders were so eager to establish it they did not wait to get a charter from the State, thereby violating the law.
William E. McLellin, Ensign of Liberty 1, no. 1 (March 1847): 7
Soon, therefore, it is determined that a KIRTLAND BANK must be established, to hold their treasures; and to aid them to get more. So eager were they, and so sanguine of success, that they did not even wait to get a charter from the State, but seemed to think that everything must bow at their nod—thus violating the laws of the land in which they live, which in the end brought upon them swift destruction.