. . . on the 2d of November the Brethren at Kirtland drew up certain articles of Agreement, preparatory to the organization of a Banking Institution, to be called the Kirtland Safety society.

President O[liver] Cowdery was delegated to Philadelphia [HC 2:467] to procure plates for the Institution; and Elder O[rson] Hyde, to repair to Columbus, with a petition to the Legislature of Ohio, for an act of incorporation, which was presented at an early period of their session, but because we were Mormons, the Legislature raised some frivolous excuse, on which they refused to grant us those banking privileges they so freely granted to other, thus elder Hyde was compelled to return without accomplishing his this object of his Mission, while elder Cowdery succeeded, in at a great expence, in procuring the plates, and bringing them to Kirtland.