Joseph records how he resigned his office from the Kirtland Bank; the bank was not successful due to the "darkness, speculation, and wickedness" of the time.
History, 1838–1856, volume B-1 [1 September 1834–2 November 1838]: 764, The Joseph Smith Papers website, accessed February 22, 2024
Some time previous to this I resigned my office in the “Kirtland Safety Society” disposed of my interest therein, and withdrew from the institution: being fully aware, after so long an experiment, that no institution of the kind, established upon just and righteous principles, for a blessing not only to the church, but the whole nation, would be suffered to continue its operations in such an age of darkness, speculation, and Wickedness.